Yes. Tell your insurer. A remap is a modification to the vehicle and your policy almost certainly requires you to declare modifications.
Do not assume it will go unnoticed. A remap is detectable. Volkswagen Group has flagged modified vehicles on its online dealer system since 2013, and other manufacturers have their own checks. Anyone telling you a remap cannot be seen is selling you something.
The practical risk is not the premium, it is the claim. If you have not declared a modification and you need to claim, the insurer may reduce the settlement or refuse it altogether. That is a far bigger bill than any increase in your policy.
What to do
- Ring your insurer or broker before you book, and ask what an ECU remap does to your premium.
- Ask whether they want the stage and the claimed figures, and tell us if they do so we can put it in writing.
- Once the work is done, confirm the modification is recorded on the policy and keep the confirmation.
Plenty of insurers take a sensible view of a software remap, particularly on a diesel tuned for economy. Some specialist brokers deal with modified cars every day. It is worth two phone calls.